CONSUMER BULLDOG
"THE MEDIATOR"
Ray Perry
"THE MEDIATOR"
Economic Justice for Consumers
"THE MEDIATOR"
Economic Justice for Consumers
Working in behalf of consumers for over 25 years.
Consumer Author/Activist, Civil Mediator, Public Advocate, Consumer Credit Expert and Legal Professional.
*Author of Book: "HOW TO STOP BILL COLLECTORS COLD"
Exposes all the Unethical, Unscrupulous and Illegal Tactics of
Collection Agencies & what Consumers should know to protect
themselves. . . . . . . . . .
*Author of Audio CD, "HOW TO AVOID NEW & USED CAR DEALER
RIPOFFS; WHAT THEY DON'T WANT YOU TO KNOW."
Reveals all the Tricks & Subterfuge that Auto Dealers Use. How to
Avoid them and Save Big Money. . .
*Produced & Authored Video "HOW RESTORE YOUR CREDIT."
This Video Instructs Consumers with Damaged Credit of the
Steps to take to Correct it. . .
*Creator of The "CONSUMER PROTECTION & ACTION SERVICE KIT".
This Consumer Protection & Action Service Kit is designed for
the 21st Century Consumer. It addresses Problems & Issues faced by
all Consumers and How to Confront them Head On And Resolve
them to your satisfaction. Reveals Highly effective Legal Tactics &
Methods Used by the The MEDIATOR to Rescue, Protect & Resolve
all types of Consumer Situations.
***Creator of The "ALL NEW" COPYRIGHTED "CREDIT CLEARING
LEGAL PROCEDURES SYSTEM."
SUPER POWERFUL, DYNAMIC, LEGAL SYSTEM COMPLETE WITH ADDED
INSTRUCTIONAL AUDIO CD THAT REVEALS SECRETS CREDIT BUREAUS
DON'T WANT YOU TO KNOW! VERY SIMPLE & EASY TO FOLLOW
PROCEDURES THAT ELIMINATE FROM YOUR CREDIT REPORT, CHARGE
OFFS, LATE PAYMENTS, JUDGEMENTS, REPOSSESSIONS, FORECLOSURES
AND MUCH, MUCH MORE THAT WILL RAISE YOUR FICO SCORE AND PUT
YOU ON THE ROAD TO AAA 1 CREDIT. SAME PROCESS USEDBY CREDIT
ATTORNEY'S & VALUED AT OVER $2500.00 BY A GROUP OF LEGAL
EXPERTS.
CREDIT CLEARING
SECRETS REVEALED !
What The Credit Bureaus Don't Want
You to Know!!. . . . . . . . . . . . . . . . .
2 Years in the making at a cost of
many thousands of dollars!  . . . . .
By
Ray Perry
"THE MEDIATOR"
"THE MEDIATOR"
Consumer Author
Public Advocate
-Economic Justice
For Consumers-
6130 W. Tropicana Avenue
Main Floor, Suite # 107
Las Vegas, Nevada 89103-4604
E-Mail rayinvegas1@aol.com
         Telephone: (702) 228-9300
Continental USA 1-(800) 363-9301
                Cellular (702) 334-0684
        Fax (702) 228-4593/248-1901
Dear Business Professional:
LET'S CUT TO THE CHASE!!. THIS IS ABOUT DRASTICALLY INCREASING YOUR
NET PROFITS!. I HAVE THE ULTIMATE TOOL FOR YOU TO DO IT!..........IT'S
WHAT EVERY CONSUMER NEEDS & WANTS BUT, 50% OF THEM DON'T HAVE
AND CAN'T GET!..."SOLID GOLD CREDIT"...YOU CAN GIVE THEM THE KEY TO
GETTING IT, "ABSOLUTELY FREE", AS AN INCENTIVE TO PURCHASE YOUR
PRODUCT OR SERVICE...AND.....IN THE PROCESS GREATLY INTENSIFY YOUR
BOTTOM LINE!. . . . . . . . . . . . . . . .
As I pointed out in my 800# announcement, 50% of the Total Adult Consumer Public in the
United States, (1 OUT OF 2) have Damaged or Bad Credit which Impacts the Quality of their
lives with Higher Interest Rates, Credit Card Refusals, Mortgage Turn Downs, Jobs & Insurance
Rejections and Much, Much More!. . . . . . . . . . . . . . .
My Name is Ray Perry, aka "THE MEDIATOR" . . . . . . . . . . I'm a LEGAL PROFESSIONAL,
CIVIL MEDIATOR, CONSUMER RIGHTS ADVOCATE and CONSUMER CREDIT
EXPERT. I've Created & Released a Very Powerful, Dynamic, Copyrighted, "Credit Clearing
Legal Procedures system," together with an Instructional Audio CD, that was in the making
over (2) Years at a Cost of Many thousands of Dollars that Enables Consumers to Legally
CLEAR THEIR CREDIT THEMSELVES!!. . . . . This Exclusive System Reveals Credit Clearing
Secrets & Methods, all Under Federal Law, and Discloses to Consumers what the Credit
Bureaus Don't Want Them to Know!! . . . . . . . . . .
MAJOR CREDIT REPORTING FEDERAL PROCEDURAL STATUTORY
VIOLATIONS, unknown to the Public are being WILLFULLY COMMITTED by ALL 3
Credit reporting agencies, (Experian, Equifax & Trans Union). These Violations Can Be Used
by Consumers to Clear Their Credit Reports even if the Negatives That Appear on Their Profiles
Are Factual!!. . .
There are 26 Sections & Subsections of the Federal Law that the Credit Bureaus MUST
FOLLOW, but they DO NOT! . . . . .
My System contains a series of Very High Impact Legal Letters and Documents Consumers send
to the Credit Bureaus that Can Remove All Negative Entries from their Credit Reports!!
In addition, this System also shows Consumers how to ADD GOOD CREDIT to their Profiles,
they are unaware they have!!. . . . . . . . . . . . . . . . . . .
These Legal Combined Actions can ADD AS Much as 220 Points or More to a Consumer's FICO
Score!!. . . . . . . . . .
Enclosed is a Photograph & Outline of the Contents of this Very Forceful & Highly Effective
CREDIT CLEARING LEGAL PROCEDURES SYSTEM that has been valued at over
$2,500.00 and which attorney's charge fees up to $6,000.00 to do the very same thing!!
HERE'S THE BOTTOM LINE!. . . . . If you want to SKYROCKET your NET PROFITS and
would like a Personal courtesy Presentation to See Exactly how this High Velocity Credit
Clearing Legal Procedures System Actually Works, call me ASAP at 702-228-9300 to
schedule an Appointment to Meet at Your Office. . . . .Every Day You Wait Costs You MONEY!
Ray Perry


Chief Counselor
BRIEF SUMMARY OF CONTENTS
(A) Primary Data
150 million consumers in the United States have Bad or Damaged Credit.
35 million yearly will enter disputes. How Credit Bureaus try to circumvent the Law.
(B) Procedural Action
(a) Dispute Procedures Described
(b) Good Credit to raise your FICO Score - "How To Do It"
(C) Instructions for Sending Letters to Credit Bureaus
(D) Letter #1
Credit Bureau Dispute Letter for any Non-Accurate or Unknown item.
(E) Letter #2
Credit Bureau Dispute Letter for any item verified as acurate.
(F) Letter #3
Credit Bureau Dispute Letter for 15 Day Time Expired for Verification Method.
(G) Letter #4
Credit Bureau Dispute Letter for 30 Day Time Expired to verigy items Disputed.
(H) Letter #5
Creditor / Requestor Letter to Remove unauthorized inquiries.
(I) Letter #6)
Dispute Letter to Credit Bureau for Reinsertion of a Previously Deleted Item.
(J) Example "Reason List" for Disputes
(K) Letter # 7
Sample Document for Collection Agencies to Cease Contact.
(L) Letter #8
Sample Credit Bureau Dispute Letter via Congressional Representative.
(M) Letter #9
Sample Credit Bureau Dispute Letter Final Notice before Suit.
(N) Letter #10
Little Known Legal Methods to raise FICO Scores.

CREDIT CLEARING LEGAL PROCEDURES SYSTEM